HDBank rolls out $1.34 bln in soft loans to boost manufacturing, digital transformation

Vietnamese private lender HDBank has launched two major credit packages totaling VND35 trillion ($1.34 billion) in a bid to seize the mid-year peak season for production and trade.

The move is also in line with the government and State Bank of Vietnam’s orientations for infrastructure and digital development.

The packages aim to provide preferential financing and comprehensive financial solutions to help businesses accelerate production, scale up investment, and drive digital transformation.

$576.2 mln package with interest rates from 3% per year

Targeting enterprises nationwide, this package offers short-term loans (three to six months) with interest rates starting at just 3% per annum.

The objective is to support businesses in optimizing cash flow, minimizing costs, and seizing growth opportunities during the peak business season.

Existing customers can apply until June 30, 2025, while new clients are eligible through July 31, 2025.

In addition to low interest rates, participating businesses enjoy added perks such as a fee waiver package worth up to VND10 million ($384) for opening a new corporate account with HDBank, along with access to the bank’s modern digital banking platform, enabling seamless transactions anytime, anywhere.

$768.3 mln package for infrastructure and digital enterprises

As part of its commitment to national development goals, HDBank is also launching a VND20 trillion ($768.3 million) credit package to support companies in infrastructure and digital technology sectors - two key pillars of Vietnam’s economic growth strategy for 2025-2030.

With interest rates from 6% per annum, the package provides timely, attractive financing to support enterprises in business expansion, equipment investment, infrastructure upgrades, and digital transformation.

The program is open to both existing and new customers, and will run through 2030.

Priority will be given to enterprises listed by the Ministry of Construction, the Ministry of Industry and Trade, and the Ministry of Science and Technology - companies with sustainable development strategies and market leadership potential.

The package offers flexible loan terms, including short-term loans (up to six months) for working capital needs, and medium- to long-term financing (up to 10 years) for infrastructure expansion and advanced technology integration.

Additionally, HDBank integrates digital financial tools to help clients manage cash flow effectively, streamline operations, and optimize digital payment solutions.

These two new credit packages highlight HDBank’s proactive role in realizing the government’s orientations and mobilizing financial resources for sectors foundational to long-term growth.

HDBank is also actively implementing several other state-aligned programs, such as loans for social housing projects, agricultural, forestry, and aquaculture development, rice production in the Mekong Delta, and infrastructure and digital technology lending - collectively valued at over VND30 trillion ($1.15 billion).

Recently, the bank launched additional large-scale financing programs, including a VND15 trillion ($576.2 million) low-interest loan package (from 3% per year) for peak production seasons, and a $1 billion export-import loan initiative.

These efforts reaffirm HDBank’s commitment to standing alongside Vietnamese businesses on their journey toward sustainable development in the new era.