Techcombank named among Vietnam's Top 10 Net Zero Companies for 2026

Techcombank has been named one of the country's Top 10 Net Zero Companies for 2026 at the Energy and Environment World Forum – Vietnam 2026, which focused on Vietnam's roadmap toward achieving net-zero emissions.

The award was presented at an event organized by the Vietnam Chamber of Commerce and Industry (VCCI) last Wednesday, led by the Vietnam Business Council for Sustainable Development (VBCSD), in coordination with ministries and agencies.

The ceremony was attended by Deputy Prime Minister Nguyen Van Thang, Chairman of the National Council for Sustainable Development, along with more than 500 domestic and international delegates.

The recognition highlights Techcombank's solid environmental, social and governance (ESG) framework, breakthrough green finance strategy, and strong commitment to supporting Vietnam's target of reaching net-zero greenhouse gas emissions by 2050.

According to the bank's independently audited 2025 Sustainability Report, its green loan portfolio expanded by more than 15% from 2024. Sustainable transportation, green buildings and renewable energy accounted for nearly 80% of the bank's outstanding green credit.

Techcombank said proceeds from green bonds issued in 2024 helped avoid more than 306,356 tons of carbon dioxide emissions annually, according to its 2025 Green Bond Impact Report.

The bank has also expanded its access to sustainable financing. It became the first private-sector bank in Vietnam to issue a Green Bond Framework that received a "Medium Green" rating from S&P Global. Under the framework, it successfully issued approximately VND1 trillion ($38.1 million) in green bonds.

In addition, Techcombank secured a EUR200 million green financing agreement with the European Investment Bank (EIB) to expand lending for renewable energy, energy efficiency and sustainable transport projects.

Beyond capital raising, the creditor said it became the first lender in Vietnam to introduce a comprehensive suite of green deposit products, including certificates of deposit, term deposits and demand deposits, with total deposits reaching nearly VND5 trillion ($190.47 million) as of June 2026.

As part of its inclusive finance strategy, Techcombank said preferential lending programs supported more than 267,000 small and medium-sized enterprises (SMEs), with outstanding loans exceeding VND17 trillion ($647.6 million) at the end of 2025. Nearly 48,000 women-owned businesses received financing under the programs. The bank also provides SMEs with digital banking, payroll and supply chain management solutions.

Techcombank said it was the first bank in Vietnam to integrate artificial intelligence into its ESG iAdvisor platform. The tool includes an AI-powered ESG virtual assistant that helps businesses assess projects against Vietnam's Green Taxonomy under the prime ministerial Decision No. 21/2025/QD-TTg.

The lender has also introduced paperless branch operations across its network to reduce paper consumption and has upgraded office infrastructure to improve energy efficiency. Its headquarters at No. 6 Quang Trung street in Hanoi and No. 23 Le Duan street in Ho Chi Minh City have been designed to reduce electricity consumption.

In retail banking, Techcombank launched the Techcombank Visa Eco card, which the bank said was Vietnam's first payment card to track customers' carbon footprints based on spending. More than 2 million cards have been issued, contributing to the offset of around 275 tons of carbon dioxide emissions, according to the bank. It has also expanded financing solutions for electric vehicles.

The bank said its sustainability initiatives extend beyond banking through the annual Techcombank International Marathons in Hanoi and Ho Chi Minh City, which have promoted waste reduction and environmental awareness over the past decade.

Speaking at the forum, Techcombank representatives presented a paper titled "Sustainable Finance for the Energy Sector – From Green Projects to Bankable Green Projects," focusing on financing mechanisms for the energy transition.

At the award ceremony, Prasenjit Chakravarti, chief strategy and transformation officer at Techcombank, said that banking plays a critical role in mobilizing capital and supporting the transition to a low-carbon economy.

At Techcombank, he noted, sustainable finance goes beyond providing capital. It means partnering with businesses throughout their transition through integrated financial solutions, strategic advisory services and long-term partnerships.

He said ESG principles have been embedded across the bank's strategy, governance and business operations, supporting long-term growth through capital allocation, risk management and value creation for customers, shareholders and communities.

Techcombank said the award would reinforce its commitment to expanding green finance, accelerating digital transformation and deploying AI to improve operational efficiency and customer experience as Vietnam advances toward its net-zero ambitions.

Techcombank (HoSE: TCB) is one of Vietnam's largest financial institutions, serving around 18 million retail and corporate customers through its digital banking platform and financial services ecosystem. The bank is rated AA- by FiinRatings, Ba3 by Moody's, BB by S&P Global Ratings and BB- by Fitch Ratings.